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原文標題：10 Most Expensive Cities Where You Need a Large Salary to Buy a House

盤點美國靠工資最難買房的10大城市

 

1. San Francisco

Minimum salary needed to afford a home: $142,448.33

Average interest rate (30-year mortgage): 4.02% (jumbo rate)

Median home price: $742,900

第1位 舊金山

舊金山地區最低建議購房工資為14.24萬美元，這個地區30年平均房貸利率為4.02%，房屋得中位價為74.29萬美元。

 

The annual mean wage for workers in the San Francisco-San Mateo-Redwood City, Calif. metro area was $67,410 according to 2013 data from the Bureau of Labor Statistics. The median household income was $79,624, according to U.S. Census Bureau data.

當地數據統計局2013年度數據顯示舊金山、圣馬特奧、雷德伍德城地區德平均收入水平為6.74萬美元。美國人口統計局的數據顯示這個地區家庭平均的收入為7.96萬美元。

 

San Francisco area may be known for its proximity to tech mecca Silicon Valley, with Google (GOOGL) , Apple (AAPL) and Yahoo! (YHOO) all located there, but Kaiser Permanente, University of California, Berkeley, Safeway and Macy's (M) are other employers that also have a big presence in the Bay Area.

舊金山地區臨近高科技圣地硅谷，這里有谷歌、蘋果和雅虎等公司，但是加州大學伯克利分校，西夫韋以及梅西百貨也是灣區最優秀的雇主。

 

2. San Diego

Minimum salary needed to afford a home: $95,432.68

Average interest rate (30-year mortgage): 4.07%

Median home price: $493,100

第2位 圣迭戈

圣迭戈地區最低建議購房工資水平為9.54萬美元，這個地區30年期房貸平均利率為4.07%，房屋中間價為49.31萬美元。

 

The annual mean wage for workers in the San Diego-Carlsbad-San Marcos, Calif., metro area was $51,890 according to 2013 data from the Bureau of Labor Statistics. The median household income was $61,426, according to U.S. Census Bureau data.

當地數據統計局2013年數據顯示圣迭戈、卡爾斯巴得、圣馬斯科地區得平均年收入為5.2萬美元。美國人口普查局數據顯示這個地區家庭得平均收入為6.14萬美元。

 

The United States Navy has a large presence in San Diego. It is houses numerous health care institutions, and is home to Qualcomm (QCOM) , among other industries.

美國海軍在圣迭戈擁有大量得駐軍。這里有名目繁多得保健機構和其他產業。

 

3. Los Angeles

Minimum salary needed to afford a home: $89,664.86

Average interest rate (30-year mortgage): 4.07%

Median home price: $450,900

第3位 洛杉磯

洛杉磯地區建議最低購房工資為8.97萬美元，30年期房貸基本利率為4.07%。洛杉磯地區房屋中位價為45.09萬美元。

 

The annual mean wage for workers in the Los Angeles-Long Beach-Santa Ana, Calif., metro area was $52,610 according to 2013 data from the Bureau of Labor Statistics. The median household income was $58,869, according to U.S. Census Bureau data.

洛杉磯數據統計局根據2013年數據顯示洛杉磯、長灘、圣安娜地區的人均年收入為5.26萬美元。美國人口普查局數據顯示這個地區的家庭年平均收入為5.89萬美元。

 

The entertainment industry clearly is the obvious industry in Hollywood - Walt Disney being one of the biggest employer, however other big private-sector companies have a presence in L.A. including DirectTV  (DTV) , CBRE Group (CBG) , Occidental Petroleum (OXY)  and Aecom Technology (ACM)  to name a few.

這個地區的支柱產業顯而易見是好萊塢、迪士尼，然而其他大的私營公司在這個地區也在扮演一個重要的角色，包括Direct TV、世邦魏理仕集團、西方石油公司和AECO技術。

 

4. New York City

Minimum salary needed to afford a home: $87,535.60

Average interest rate (30-year mortgage): 4.22%

Median home price: $390,000

第4位 紐約市

紐約地區建議最低購房工資為8.75萬美元，這個地區30年期房貸平均利率為4.22%。房屋的中位價為39萬美元。

 

The annual mean wage for workers in the New York-Northern New Jersey-Long Island metro area was $58,010 according to 2013 data from the Bureau of Labor Statistics. The median household income in New York City was $65,786, according to U.S. Census Bureau data.

當地數據統計局2013年數據顯示紐約、新澤西、長島地區的工人平均年收入為5.8萬美元。美國人口普查局數據顯示這個地區家庭的平均收入為6.58萬美元。

 

Despite the plethora of multinational companies operating out of New York, the area's largest employers are several hospitals, the federal and state government and the Metropolitan Transportation Authority, which runs not only the city's subway and public transportation system but the outlying area trains and buses as well. On Wall Street, JPMorgan (JPM) and Citigroup (C) are top employers.

盡管大量的跨國公司在紐約工作、運營，這個地區最大的雇主確實一些醫院，州立政府和城市交通管理局（運營城市地鐵、公共交通系統）。 JP摩根和花旗集團是最大的雇主在華爾街地區。

 

5. Boston

Minimum salary needed to afford a home: $80,049.93

Average interest rate (30-year mortgage): 4.05%

Median home price: $383,200

第5位 波士頓

波士頓地區建議最低購房工資標準為8萬美元，這個地區30年期房貸平均利率為4.05%。波士頓地區房屋中位價為38.32萬美元。

 

The annual mean wage for workers in the Boston-Cambridge-Quincy, Mass. (which includes parts of New Hampshire) metro area was $59,080, according to 2013 data from the Bureau of Labor Statistics. The median household income was $72,907, according to U.S. Census Bureau data.

當地數據統計局2013年數據顯示波士頓、劍橋、昆西地區工人的平均年收入為5.91萬美元。國家人口普查局數據顯示這個地區家庭平均年收入為7.29萬美元。

 

Health care and social assistance, financial services and insurance and educational services are the top three industries in the area, with professional, scientific and technical services, and accommodation and food services as other dominant industries.

醫療保險和社會救助，金融服務、保險和教育培訓是這個地區的支柱產業，專業的技術、科學、技術產業和餐飲住宿等服務業都是波士頓地區的優勢產業。

 

Massachusetts General Hospital, Brigham and Women's Hospital and Boston University are the top three employers, with Boston Children's Hospital and State Street (STT) rounding out the top five employers for Boston.

馬薩諸塞州總醫院，伯明翰女子醫院以及波士頓大學是這個地區的最大雇主，波士頓兒童醫院和道富銀行也是波士頓地區前五的雇主。

 

6. Washington, D.C.

Minimum salary needed to afford a home: $77,394.82

Average interest rate (30-year mortgage): 3.98%

Median home price: $372,800

第6位 華盛頓特區

華盛頓特區購房建議最低工資標準為7.74萬美元。這個地區30年期房貸的平均年利息為3.98%，這個地區的房屋中位價為37.28萬美元。

 

The annual mean wage for workers in the Washington, D.C.-Arlington-Alexandria (which includes parts of Virginia, Maryland and West Virginia) metro area was $64,260, according to 2013 data from the Bureau of Labor Statistics. The median household income was $90,149, according to U.S. Census Bureau data.

當地數據統計局2013年數據顯示華盛頓特區、阿靈頓、亞歷山大（包括弗吉尼亞州、馬里蘭州一部分）地區的平均受潤為6.43萬美元。美國人口普查局數據顯示這個地區家庭的平均受潤為9.01萬美元。

 

Clearly the federal government is the area's largest employer, but plenty of private-sector employers have also set up shop in the greater D.C. area. Defense contractors like Lockheed Martin (based in Bethesda, Md.), General Dynamics (GD) and Northrop Grumman (NOC) (both based in Falls Church, Va.), have a large presence there. Other big public companies like Marriott International (MAR) and Leidos Holdings (LDOS) are just a few that have operations there.

顯而易見的是聯邦政府是這個地區最大的雇主，但是許多私營部門的雇主也在特區建立自己的門店。國防承包商像洛克希德馬丁公司，通用動力和諾斯羅普格魯門公司。另外像一些上市公司像萬豪國際和Leidos控股在這里也有自己的業務。

 

7. Seattle

Minimum salary needed to afford a home: $72,844.31

Average interest rate (30-year mortgage): 4.15%

Median home price: $352,000

第7位 西雅圖

當地購置房屋建議最低工資標準為7.28萬美元，30年期房貸平均利率為4.15%，這個地區房屋的中位價為35.2萬美元。

 

The annual mean wage for workers in the Seattle-Bellevue-Everett, Wash., metro area was $58,990, according to 2013 data from the Bureau of Labor Statistics. The median household income in 2013 for Seattle was $67,479, according to U.S. Census Bureau data.

當地勞動統計局2013年數據顯示西雅圖、貝爾維由、埃弗雷德地區的平均年收入為5.9萬美元。美國人口普查局數據顯示這個地區的家庭年收入為6.75萬美元。

 

Seattle is a hotbed of employment with aerospace, information technology, clean technology, health care and other industries there. Companies including Boeing (BA) , Amazon (AMZN) , Microsoft (MSFT) , as well as the Defense Department are big employers in the area.

西雅圖是航空航天業、信息技術、清潔技術、醫療保健等行業發展的溫床，這個地區最優秀的雇傭公司包括波音、亞馬遜、微軟、以及美國國防部。

 

8. Denver

Minimum salary needed to afford a home: $61,642.15

Average interest rate (30-year mortgage): 4.08%

Median home price: $314,800

第8位 丹佛

當地購置房屋建議最低工資標準為6.16萬美元，30年房貸的平均利率為4.08%， 丹佛房屋的中位價為31.48萬美元。

 

The annual mean wage for workers in the Denver-Aurora-Broomfield, Colo., metro area was $52,110, according to 2013 data from the Bureau of Labor Statistics. The median household income was $62,760, according to U.S. Census Bureau data.

當地勞動統計局2013年的數據顯示丹佛、布魯姆菲爾德地區的收入約為5.21萬美元。美國人口普查局數據顯示這個地區家庭的平均收入為6.28萬美元。

 

Top employers in the Denver metro area include: University of Colorado Health, Children's Hospital Colorado, Comcast (CMCSA) , United Airlines (United Continental (UAL) ), University of Denver, Frontier Airlines and Lockheed Martin (LMT) , among others.

丹佛地區最佳雇傭企業包括科羅拉多保健大學、科羅拉多兒童醫院、康卡斯特公司、美聯航、丹佛大學、拓荒者航空公司等。

 

9. Portland, Ore.

Minimum salary needed to afford a home: $60,603.50

Average interest rate (30-year mortgage): 4.11%

Median home price: $288,900

第9位 波特蘭

當地購置房屋建議最低工資標準為6.06萬美元，30年房貸的平均利率為4.11％， 波特蘭當地的房屋中位價為28.89萬美元。

 

The annual mean wage for workers in the Portland-Vancouver-Hillsboro, Ore. and Washington metro area was $49,440, according to 2013 data from the Bureau of Labor Statistics. The median household income was $59,168, according to U.S. Census Bureau data.

從當地勞動統計局2013年的數據顯示，波特蘭、溫哥華、希爾伯特地區和華盛頓洲的年平均收入為4.94萬美元。美國人口普查局數據顯示這個地區的家庭年收入中位數為5.92萬美元。

 

Top employers include Intel (INTC) , Fred Meyer supermarket chain (owned by Kroger (KR) ), the U.S. government and several prominent hospitals as well as Oregon Health & Science University, among others.

Nike (NKE) also has its corporate headquarters in Beaverton, Ore., less than 10 miles from Portland.

波特蘭最佳雇傭公司包括因特爾、弗雷德連鎖超市、美國政府以及一些著名的影院和俄勒岡保健科學大學等。耐克公司總部位于比佛頓，距離波特蘭市不足10英里。

 

10. Miami

Minimum salary needed to afford a home: $58,431.48

Average interest rate (30-year mortgage): 4.09%

Median home price: $265,000

第10位 邁阿密

當地購置房屋建議最低工資水平為5.84萬美元，30年房貸平均利率為4.09%，邁阿密當地房價中位價為26.5萬美元。

 

The annual mean wage for workers in the Miami-Fort Lauderdale-Pompano Beach, Fla. metro area was $43,120, according to the 2013 data from the Bureau of Labor Statistics. The median household income was $46,946, according to U.S. Census Bureau data.

邁阿密勞工統計局數據顯示，邁阿密Lauderdale-Pompano海灘工人的平均年收入大約為4.31萬美元。美國人口普查局的數據顯示這個地區家庭每年收入的中位數是4.69萬美元。

 

Tourism and international trade are big industries in South Florida but the Miami area is also home to many multinational companies’ Latin American operation hubs, including SABMiller, American Airlines (AAL), Cisco (CSCO), Oracle (ORCL), FedEx (FDX), HP (HPQ) and others. Other big employers in the area include Baptist Health South Florida and the University of Miami.

旅游和國際貿易是弗羅里達的主要產業，但是邁阿密地區也是許多跨國公司拉美運營總部選址的主要城市，包括美國航空、思科、聯邦速遞、惠普等公司。同時也有一些其他比較大的雇傭公司例如南弗羅里達浸會健康集團以及邁阿密大學。